Declined for a mortgage?

If your mortgage application is turned down, it can be disappointing, but it doesn’t mean you won’t ever be able to get a mortgage.

Enquire here

Declined Mortage Help Form

Some common reason for a declined mortgage are

Poor credit history

Not registered to vote
Too much debt
Self-employed
Affordability
Admin errors
Supplying the wrong documents

Can I apply again?

Yes, you can. But before reapplying, it’s important to understand why your mortgage was declined. By looking at the reasons, you may be able to make changes that improve your chances of being accepted next time.

We can help

Our experienced advisors specialise in helping clients overcome declines. Instead of “computer says no,” we work with lenders who use manual underwriting to find tailored solutions for your situation.